Edison Chen And His Scandal Photos

Recently, someone has been circulating scandalous nude photos of Edison Chen and famous actress like Gillian Chung, Bobo Chan, and Cecilia Cheung making it out on bed.

Initially, when the photos just started circulating, the actresses involved ferociously denied that they are real, and threatened to sue the person who circulate. They insist that the photos are doctored and they have never done such a thing.

Soon the polices are involved and people are locked up for questioning, more and more evidence proved that these photos are real. The same actress that shouted foul now cried in front of media, said they are being "victimized", and one even attempted suicide...

And all these while, Edison remains silence, until recently he recorded a short video to publicly apologize to the actress that are involved and asked all who have downloaded the photos to delete them.

I like the reaction of Edison, he did not choose to hide, deny the facts or lie through his teeth, but instead, he choose to answer for his action, and apologize to the "victims".

While for the ladies, perhaps it is too shameful for them to admit, and therefore they choose to lie and threaten..

I just hope that this is a lesson for everyone, if you do not want anybody to find out certain thing, DONT DO IT! We must be matured enough to answer for our own actions. And if we choose to do it, at least be brave enough to admit and face it.


P.S. Do I have the photos? Yes I do! hahaa.. I am curious! But sorry I will not share them, as these are not something that should be circulated. But if you are really curious, just do a search on Google and you can find them easily!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

My First Affiliate Sale!

Hi all,

I like to share a good news. I have made my first affiliate product sale last week!! Yippee!!


Yes, it took me a few months to bump around, study, procrastinate and finally took actions. But it really feels GREAT!! The product I sold is about "Dog Behavior Training". I choose this product because my girlfriend is a dogs lover, and me too!! Yeah!


I have looked around, compare a few similar products, check the feedbacks before I decided on "Sit Stay Fetch". It got one of the best reviews around, and lots of great testimonials =D


If you are looking to buy a Proven and Easy to follow guide to train your doggy, do take a look at "Sit Stay Fetch". I will definitely be grateful for the commission! hee =P


Another good news I like to share is Santa Sal (An internet Marketer) is giving away some incredible values of Internet Marketing Products FREE! To be exact, the total values of the giveaway is worth $10,530. Yes, he is giving all these Quality Internet Marketing Product Free.


The catch is, after you sign up, he will give you a One Time Offer. I think it is a very good deal, but personally I did not sign up for the OTO, because I wanted to focus on my affiliate marketing. But you can simply find that little button at the bottom where you click to say NO to the offer and go to the download page.


So if you are looking for Quality Free Internet Marketing Products, do go to the following website to take a look. And if you click the link below and sign up for free, I will get $1 referral fees! A win win situation for all! hehee!! (btw, once you sign up for free, you will get a referral url so that you can spread the good news and earn the referral fees too!)


Click --> here to access the $10,530 worth of Internet Marketing Product Free.


Cheers!


P.S. This world will be so much better if everybody is helping everybody! :)



Dreams unleashed,

Albert Lee
Pursue Your Dreams

Follow One Course Until Successful

This morning while reading the book "Why We Want You To Be Rich" by Donald Trump and Robert Kiyosaki, I came across this acronym for the word "Focus" which I find very meaningful!

F = Follow
O = One
C = Course
U = Until
S = Successful


Many times we tried once, then twice, then 3rd times.. it just doesn't seems to work. You persevere and keep trying.. you revise the mistakes, change the methods, but it still fails.. finally you give up, believing that you have tried your best and concluded that Success just doesn't belongs to you.

But once you choose to give up, you FAILED! It doesn't matter you have only tried once or 100 times, the result is still the same. You FAILED. The moment you give up, you FAILED!

If Edison gave up after 900 times, we will not have the world we are living in today!

Success is not a single step journey, it has a lot of steps to take, and each failed attempt is just another step closer to the final destination. You can take a rest if you are too tired, but never ever give up until you reached your destination. That is the only way to Success!

Cheers!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

Life Is So Fragile

Its been more than a month since I last post. Please accept my most sincere apology.

I have decided to take a break, as I was feeling overwhelmed and desperately requiring a time off. Well, my initial short break turns out to be longer than I expected!

In actual fact, I am still not fully ready to come back... but something else happened that changed my mind. I have just learned the news of my friend who just passed away in an accident in Yale. I am not close to him, but still.. the news has shaken me a little...

Suddenly I felt that life is so unpredictable.. so fragile.. Pierre was pursuing his dreams and studying in Yale.. when the future looks so bright and promising, a freak accident is all it took to destroy everything...

We will never know what's going to happen to us tomorrow.. make our life worthwhile today.. live it to the fullest, leaves no regrets...


P.S. Did not expect to start my blog with such a sad news.. sorry about it...

P.S.S Sincere apology to those who email me and I did not reply.. please do email me again



Dreams unleashed,

Albert Lee
Pursue Your Dreams

What Is The Difference Between Honesty And Integrity?

Hi guys, Thank you for all the comments. Really appreciate them.

Please accept my sincere apology for not able to post another article sooner. I do not want to use an excuse for lack of time, I would rather say i need to improve my time management skills quite significantly!

Today I saw a comment from Erin for my post on "Maintaining Honesty And Integrity", an article I have excerpted from Jim Rohn's weekly ezine, and I wanted to reply his question in this new article instead of just a comment, as i think this a very good discussion.

Erin said...

Albert,
Way to go for looking at your weakness, taking ownership of it and working to get out of debt. Very commendable. So many people just try to ignore it in hopes it goes a way.

Honesty and integrity are BIG values to attain. Through diligent and constant attention I think we can all achieve these values. I think the most difficult part in achieving them is in finding their essence and true definition. How would you differentiate between these two? What values do you feel are most crucial for their achievement???

Hi Erin, thank you for your comments. =D

Personally I believe that Honesty and Integrity are 2 very important values in our journey of personal development. My definition of Honesty and Integrity are quite simple.

Honesty - Being truthful to others even if it means putting yourself in a disadvantage position.

Integrity - Being truthful to yourself even if you know that nobody will ever find out what you have done.

Sometime, it is easier to be honest than to maintain your integrity. Your honesty is put to test when you interact with others. If you are not being honest, there is always a chance that it will be found out by others, and therefore, it is not difficult to convince yourself that you should be honest at all time.

But it is always those moments when you are alone that put your integrity to test.

Honesty and Integrity are 2 fundamental values. To achieve and have them as part of your life, I believe you need a lot of Courage! The courage to face the fear of criticisms, the mocking, all those most cruel, evil and disastrous consequence you conjure up in your mind when you wanted to tell the truth! And after telling the truth, the courage to fear the real things, the courage to take 100% responsibility, even if it means that those scary thoughts you conjure up in your mind become reality!!

What do you guys think?

Do leave your comments if you like to join in the discussion of honesty and integrity.

Cheers!

Dreams unleashed,

Albert Lee
Pursue Your Dreams

7 Strategies To 7 Figures

I would like to share the 7 strategies Matt Morris (President and founder of Success University) used to help him achieved 7 figures income for six time repeatedly.


1. Dream BIG

You must first have a big dream if you want to achieve anything. And no matter how big is your dream, it is always too small.


2. Become an EXPERT

Become an expert in the area you wanted to excel in. You become an expert when you know more than 99% of the population. And by reading 5 books on a subject, you will know more than 99% of the population!
To absorb well and learn faster, read the books as though you are going to give a training on the subject after reading.


3. Create a Game Plan

Set a goal. Then set a deadline for your goal. Find out the purpose behind your goal. Why do you want to achieve the goal? Then create the game plan to achieve the goal with the deadline.
Breakdown your goal into smaller goals. Before you can earn $1 million, you need to earn $100,000 first. Before you earn your first $100,000, you need to earn your first $10,000. Therefore, breakdown your goal into smaller goals, and come up with the action plans to achieve them.


4. Massive Actions

Success = Work ethic * level of knowledge

When you do not have enough technical knowledge, you can always make it up with more efforts and still can achieve equal success. Therefore, massive actions = massive results.


5. Build Your Leadership

Become a leader that people wanted to follow. When you have the leadership and respects from others, they will be more willing to listen to you and follow your direction. And the way to become a leader is to become an EXPERT. Yes, read at least 5 books on leadership and become an expert, practice and do it until people start listening and follow you.


6. Build Your Vision

You become what others are saying about you. When people around you do not believed in your vision, you will start to have doubt in it. When people around you support your vision, you will be more motivated to achieve it. Therefore, move away from negative people and hang around with people who believe in you.
Furthermore, your experience in life will affect your vision. The past does not equal future. Do not let past negative experience become your excuses. What you say about yourself, what you say most everyday, is what you will become. Therefore, self affirmation is very important, make sure you are conscious of what you are saying, and replace all negative comments to positive. Remember that our subconscious mind cannot differentiate Rights from Wrongs and accept whatever information you feed it.


7. Take 100% Responsibility

Be 100% responsible for all results. Whatever problems you encountered, do not blame it on others. Take full responsibility. When you blame it on others, be it the weather, the unexpected incidents, or even sabotages from rivals, you become helpless. You cannot control what others are doing, and therefore when you blame it on them, you give up the chance to improve the situation. When you take 100% responsibility, you take it upon yourself, and when the results are not within expectation, you will always do self examination, try to find ways to improve and therefore become much better when similar situation occur.


Above are the 7 strategies that help Matt to achieve 7 figures income. It is not difficult to follow, but perseverance is the key to success. As long as you do not give up, you will always achieve whatever you set out to accomplish, guaranteed!

May this 7 strategies help you along your journey to Great Success!

Cheers!!



Dreams unleashed,

Albert Lee
Pursue Your Dreams

Success University World Tour in Singapore

Hi all, I believe by now there should be a lot of posts on Success University World Tour in Singapore on Wednesday this week.

I'm glad that I was at the seminar, where I am the first group of people in Singapore to witness the new video and magazine.

This was also the first time that i saw Matt Morris (The president and founder of Success University) in person. I can feel his passion when he shared his Vision and Mission for Success University.

Success is not only measure by wealth. Success is measured by all areas of life in family, wealth, health and happiness!

I'm glad that I am part of this wonderful University of Success, where I can access so many great resources from so many highly successful people.




To be frank, the energy level at the seminar is a bit low, perhaps it was Wednesday night where everybody is tired after whole day at work.




But I am one of the few that is very motivated by what I saw and heard. Because Matt's vision resonate with mine. When he mentioned Warren Buffett donating US$37 billion to Charity, I smiled because that newspaper cutting is still paste in front of my office table since last year June.

Yes, I want to contribute back to the society, to help as many unfortunate people as possible. =D

Although Success University is focusing on Personal Development, I realized that most of the students are focusing on the monetary rewards. They joined for the huge residual income potential, and pay no attention to those wonderful PD courses available.

Therefore, I really hope to find friends who are focusing on Personal Development, who love to constantly improve oneself, and friends who see the true values of Success University, to immerse oneself in Personal Development materials. Of course I love the monetary rewards that comes together with it as well!


I wanted friends in Success University to come together to discuss the various topics of Personal Development, how to improve certain areas of their life, and not purely just to discuss how much they are earning from the commissions and how to earn more!

So if you are into Personal Development like me who believe in self-improvement, do take a look at Success University, and join me if you like to. The courses are definitely worth many times more than the monthly school fees.


Cheers!


P.S. I have taken a few photos at the seminar, will upload it here once I got them from my girlfriend's camera! :P

*** Latest updates - Uploaded the photos! =D 21 September 21:48hrs ***


Dreams unleashed,

Albert Lee
Pursue Your Dreams

Lessons From Evan Almighty

Recently I watched the movie "Evan Almighty" by Steve Carell. It was really funny and stupid, and I have had a really good laugh. By the way, the Evan dance was really ugly!! hahaa

But then I realized the movie was trying to bring some messages across. The very first thing I have learned was "ARK". Now then I know that ARK means Acts of Random Kindness! If we want to change the world, what we need to do is just An Act of Random Kindness at a time!

After the movie, I kept thinking about this phrase, "An Act of Random Kindness at a time". Big goals like changing the world start with small little things around us. If every person does an act of random kindness to the people, animals and environment around them at a time, this world will definitely become a much better place!

My girlfriend who watched with me remembered another scene, where god (who is played by excellent Morgan Freeman) asked, "When you pray for courage, will god gives you courage, or the opportunity to show your courage?" What a wisdom!!

God always answer your prayers! If you ask for money, he gives you the opportunity to earn the money! If you ask for wisdom, he gives you the opportunity to learn! Imagine what this world will become if everybody just suddenly becomes whatever he prays for! It will be chaotic! But God heard every prayers, and he always give you the opportunity to get what you pray for! In fact, he will keeps sending you the opportunities, again and again, until either you give up or you achieve what you pray for!

Ok, I need to clarify, I am not a Christian or belongs to any religion. I am not trying to preach here, but I have always believed that there is a god, an infinite intelligent, or whatever name you give him, that is looking after our planet earth, and everything that lives on it. And it is always easier to achieve our goals with his helps =)

I'm glad that other than laughing myself silly, I have learned something that reinforced my understanding and belief on this journey to exceptional living.

If you have not watch Evan Almighty yet, what are you waiting for??


Cheers!!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

The Richest Man In Babylon

Today I have just uploaded an ebook "The Richest Man In Babylon", and if you are on my subscription list, you will receive my email to the download page soon. I will be searching for more great books to share with you guys so lookout for more emails in the coming weeks!

I first heard of "The Richest Man In Babylon" from Jim Rohn's "The Art of Exceptional Living", where he recommended this book to read.

I bought it from my local bookstore. It was a small book with 144 pages. The story revealed the secrets of how Arkad the richest man In Babylon, through his simple wealth management and financial planning, acquired more gold than a country itself. His secrets are simple, concise and easy to follow.

It is a great inspiring book that worth reading over and over again. ^_^


By the way, I am currently reading a Chinese book translated from Adam J Jackson's "Secrets of Abundant Love", "Secrets of Abundant Happiness", "Secrets of Abundant Health" and "Secrets of Abundant Wealth".

Yes, the book I read is a combination of all his 4 out of print books, together called "Secrets Collection". I tried to search for the books on the internet, but as the books are out of print, I couldn't find any place that shares the secrets taught.

So I decided to share the secrets inside the book on my blog for the next few days, and let us all learn and benefit from the secrets together!

Do check back my blog often or subscribe to my blog feeds to get the latest updates.


Cheers!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

Harry Potter And His Two Sides

Today I went to watch Harry Potter with my girlfriend. Inside there was a scene where it left a deep impression on me.

Going towards the end of the movie, the evil Lord Voldemort went into the body of Harry Potter and tried to "corrupt him" to become an evil person. While Harry was struggling with the evil within, Dumbledore said to him "Everybody has both side of good and evil inside them. You just need to choose to be on the good side" (I paraphrase it because I cannot remember the exact words, sorry.. but the meaning is the same)

At the end, Harry was able to overcome the evil by focusing on love and friendship in his life.

We all have a choice to choose the path to take, to be good or evil.

I choose to be good, and happy, and loving, and healthy and wealthy.. hahaa.. yes I am greedy, I love to live an exceptional life, I hope you are too!!

Cheers!!!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

A New Goal, A New Life!

I always believed that everything happens for a reason, and the results will always benefit me. I believed that there is always a lesson to learn from everything.


Today is my 31st birthday. On this very special day, I have set a goal to achieve before my next birthday. It is a very simple goal. But I have been struggling with the reasons for hours. There are only 3 things to set a goal. What? Why? and How?


Out of the 3 things, the most important is the reasons. The reasons are the motivation to pursue the goal and the strength to persist on when you met with obstacles and setback. Without a strong reason, you will not be able to carry on until the end... This is also one of the reason why I did not achieve my previous goal.


And now, I would like to commit myself here publicly in my blog, with you as my witness.


My Goal :

To earn a total of S$250,000 from Internet through affiliate marketing by 18 July 2008

My Reasons :

1. My girlfriend has always believed in me wholeheartedly that I will become very successful with my internet business. She is always there for me, trusting me and supporting me. I wanted to repay her love and trust by achieving my goal, to prove to myself and show her that she has placed her trust in the right person.


2. Until today, I am still having a total of $80,000 in credit card debts, car loan and study loan. Achieving my goal will allow me to pay off all of them, and truly enjoys the life of FREEDOM, the freedom where you do not owe anybody anything, the freedom to spend money without feeling guilty, the freedom of owning my life 100%!! Yeah!!


3. I wanted my parents to be proud of me. They do not understand internet, and they always thought that I am playing games whenever I turn on my computer. Although I have explained to them that I am doing internet business, I can feel their doubts, especially when they ask me to "Stop Playing and go to sleep" every time I am doing my marketing late into the night. If I can show them the $250,000 that I earned online, they will not only believed, they will be proud of me for this amount of money! So I MUST achieved my goal to show my parents.


I have written down my one goal and the 3 reasons for it. I did not set $1 million, because I cannot convince myself that I can achieve that in a year. (Remember SMART?) $250,000 is very difficult, but I have a silence confidence that I can achieve it..

Please do give me encouragement and support, I need a lot of it! *wink*

Thank you for taking the time to read. Really appreciate it.

You guys are the BEST!

Cheers!



Dreams unleashed,

Albert Lee
Pursue Your Dreams

Counting Down To My Goals

As all of you have noticed, the count down clock at the top of my blog has left with less than 48 hours to go. So, the natural question is, have I achieved all the goals I set down?

Sad to say, no.. I did not achieve them.

Given all the courses I have studied, theories I have applied and knowledge I have acquired, I should have achieved the goals I set down 1 year ago or at the very least, some where near.

But no, I lost my directions few months ago. The reason I put the count down clock, is to remind myself of my goals, but I have chose to ignore it for the past few months.

I need to sit down and reflect for the past 1 year, what have I done and why I lost my direction. Are my goals unrealistic, or are they not big enough for me to get excited?? I have spoken to my gf last night briefly on my problems, and through the conversation I realized that one of my main problem is my conflict of values, which always lead to my own self sabotaging.

When the clock has run down, I will reset it, and I will set a new list of goals. I will spend the next 2 days to thoroughly think through what I wanted and why I wanted to achieve them. I will write them down here in this blog, and I hope all of you will be my witnesses, to help me along this journey to living an exceptional life.

Thank you.



Dreams unleashed,

Albert Lee
Pursue Your Dreams

Can You Create Passion At Will?

In the past few days, I have participated in a thread discussion on how do you sparkle passion.

I have always believed that we all already have a passion for certain things. So it is a very natural process to feel passionate about those things when we come into touch with them. And if you do not like something, then there is no way that you can change that feeling. If you hate swimming, you hate swimming, full stop. But I also believed that some passion will change over time.

But someone in the thread has provided another school of thought. He said that you can get passionate about anything that you do, even those that you hated. You can train your thoughts and feeling to feel passionate for whatever things you wanted to do.

This message actually sparkles a lot of passionate replies!!

Do you really believed that passion can be created? Will it be fake?

Personally I feel that through proper self motivation techniques, you can get enthusiastic and motivated to do anything, including those you hated to do! Yes.. it is a higher level of self control.

But I think that the word passion is special, because it associated with love, and love is something you will not want to share with anything.

What do you think? Do you believed that you can train yourself to become passionate for anything, including things that you hate?

Do leave your comments.

Cheers!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

My Personal Development Blog New Title - My Journey To Living An Exceptional Life

You must have noticed that my Personal Development Blog title has changed to

My Journey To Living An Exceptional Life

After reading back my previous posts, I realized that this Personal Development blog has taken its own life, manifesting my thoughts and learnings into a world of its own. I have initially wanted to blog on success through internet, focusing on internet business and Success University courses that teaches self development.

But some how, all the posts ended up sharing my personal experience, excerpting articles from my favorite motivational speakers and of course those touching and funny video clips.

When I look at the old Title "Albert's Internet Success Journal (Success University)", it seems no longer reflecting what my personal development blog really is. I decided to change it to current new title "My Journey To Living An Exceptional Life", this is what my blog is all about, to share my journey to living an exceptional life! (Inspired by my favorite mentor - Jim Rohn)

I will continue to share my experience, the ups and downs of embarking on this journey to Exceptional Living, I am still a long way there, but every step is a step nearer to my dreams, to my exceptional life!!

I hope you will join me on this personal development journey to living an Exceptional Life!


Cheers!


Dreams unleashed,

Albert Lee
Pursue Your Dreams

Pursue Your Dream Like Paul Potts

Pursue your dream, this is what mobile phone salesman, Paul Potts did. He pursue his dream, "Spending my life doing what I feel I was born to do"!

Watch him as he has taken his first step towards his dream, and let him motivate us to pursue our dreams too.




Cheers!

Dreams unleashed,

Albert Lee
Pursue Your Dreams

Discover Your Special Talent

Today's article is a little bit special. It is a YouTube video clips on a Unique Specialty Artiste.

The video is funny, but the important message behind is, everybody has his own special talent. It might be something that you thought is totally useless and waste of time, for example, playing with puppets, but as long as you put in the time and effort and passion and some creativity, it will become the ingredients for SUCCESS!

Especially if you have children. Observe and discover their talent, it may not be what you expected!





Cheers!

Dreams unleashed,

Albert Lee
Success University Student

React And Response - The 2 R That Make Or Break Your Day

React and Response, the 2 R that make or break your day. What do I mean?


Everyday in our life, 90% of the time we are either Reacting or Responding to an event, incident or situation. You drink water because you are responding to your thirst. You yawn because you are feeling sleeping. You smile because someone smiles at you!


Reaction is a response without going through a logical reasoning. When you see a person in front of you suddenly trip and fall, your immediate reaction is to stretch out your hands and try to grab him before he lands on the floor, even if he is someone you hated. This is because you are reacting to the incident, you do not have the time to think about the situation or who is the person you trying to save!


But if you are not careful, many reactions can have serious negative impact to your day.


For example, earlier on today, I told my brother that our hair-dryer was spoiled. He went over and checked the device, and surprisingly it was working fine! My mum came over and said there was nothing wrong with the hair-dryer but the main power plug was switched off! My immediate reaction was "Impossible! I have checked the plug, I would not have made such silly mistake! Are you sure it is the switch?? You must have done something to the hair-dryer!!" The sentence just came out before I can stop it.


But immediately after saying those words, I stop myself and tried to recall, and realize that I really forgot to check the main power plug! Immediately I apologize to my mum for being rude, and joked at myself being so silly to make such a mistake! Phew... luckily she accepted my apology!


There are times when we are in a bad mood, and we react to people by being rude and offensive, and as a result, our day get worse as time passed. There are also times when we are defensive and react negatively to a comment, even if it is true.


Try to make a conscious effort to keep track of your actions, and make sure they are responses and not reactions without thinking, especially those negative reactions. And make amends immediately whenever you realized that you have reacted wrongly.


Life is short, make it beautiful!


Cheers!



Dreams unleashed,

Albert Lee
Success University Student

Do What You Learned And Teach What You Do!

Do what you learned and teach what you do, that is the key to understanding what you are studying. Until you do and teach, you will never know what you do not know!

I have a colleague who is in charge of doing month end closing every month. On the last day of each month, she will bring out the instruction manual and follow the instruction step by step to do the closing. Yesterday when she was supposed to do the month end closing, she misplaced the instruction manual and couldn't find it. So she had to do it without the manual.

She has been doing the month end closing for the past 7-8 months so imagine the dis-believed I was having when I saw her totally lost after logging to the system! Without the instruction manual, she could not remember a single step of what she was supposed to do! It was a very simple 2 parts process with a few steps, but she just cannot remember.

For the past 7-8 months, she has been following the instructions in the manual without thinking or understanding what she is doing. So when she misplaced the manual and has to really "Do It" herself, she got stuck. She has never do what she has learned!

Do what you learned and teach what you do! Do not just read those personal development books, you can read one thousand times, but you will only truly understand and internalized them the day you do it! And when you teach someone what you are doing, you are learning and internalizing the lesson one more time. And many times, there will be questions that set you thinking in angles you never realized before and resulting in deeper understanding.

I set up this blog for a selfish reason, that is to share with everybody the knowledge i have, so that every time I share, I learned the lesson one more time.

So be selfish,

Do what you learned and teach what you do!

Cheers!


Dreams unleashed,

Albert Lee
Success University Student

Gratitude - Be Thankful!

This morning i went to work as usual. While in the lift, a friendly old gentleman came in. We greeted each other and started chatting. He asked me where am I going? I replied "Going to work, as usual" with a tone as good as half dead.

But what the old gentleman replied has set my thoughts into spiral. He said to me, 'GREAT!! Got work means got money!"

His reply had given me a wake up call!! Why am I unhappy and dread going to work when there are millions out there who can't even find a job?? I have forgotten the most important value in life, and that is,

GRATITUDE!

Instead of being thankful for what I have already having, an understanding and caring girlfriend, parents who loved me more than themselves, stable job with appreciative boss and surrounded with loyal and true friends, I started to focus on the negative things.

I hear complains everyday from friends and colleagues on all sort of things. But if we sit down and think it through, there are many things that we can be thankful and happy about. We can focus on the good things, because it makes us feel good!

It is easy to get lost in our day to day routine, and I hope that after you read this article, think of one person that makes you feel happy and thankful, be it your kids, parents, spouse or even a friend. Tell that person, right from the bottom of your heart, that you are thankful to have him or her in your life. Try it.. You will be glad you do it when you see their reaction! *wink*

The ability to love is Man's Greatest gift

Cheers!


Dreams unleashed,

Albert Lee
Success University Student

What Price Are You Willing To Pay?

What price are you willing to pay, to live the life of your dreams?


All of us have dreams.. Dreams of big houses, big cars, loving partner, wealthy lifestyle. But how many of you go after your dreams?


When you see wealthy people living luxurious lifestyle, do you feel envy and jealous? Do you feel unfair that these guys always so lucky? Have you ever asked how do these guys achieved what they have?


What we see are the results of hundreds of hours of learning, planning, failings, testings and implementing.


Lucks Are Opportunity Meets Preparation


If you only want to earn extra $2,000 a month so that you can bring your family on a vacation every year, then putting in 1 extra hour every night working on your second income will be reasonable. But if what you want is extra $200,000 a month, then 1 hour a day is being unrealistic.


So after you have set your goals, make a reality check on the price you willing to pay to achieve them. If you only willing to give peanuts of your time and efforts, then you must be prepared to accept a monkey as your reward! :P


Cheers!


Dreams unleashed,

Albert Lee
Success University Student

Find out Everything That You Can Do!

Yesterday, I attended a free talk on "How To Write A Will", and it was very enlightening.


I asked some colleagues along, and one told me, "I'm not rich, so no need to write a will". I told her the talk is free, it does not hurt to find out more, but she refused.


I'm glad that I have attended the talk. I did not know that, without writing a will, I will potentially giving my family and loved ones a lot of problems and troubles when i pass away. Without a Will, it will take at least 1.5 years to 3 years before my family can received the money! Without a will, my family might not even allow to receive the money if they cannot find 2 guarantors to pay the deposit equivalent to the gross value of my assets!


I did not know that we do not need a lawyer to write a will, or after marriage with children, my parents are not qualify to receive anything if I died without a will!!


Now I understand the important of having a will, not just to distribute my wealth after death, but to make sure my loved ones do not need to go through all the problems and troubles trying to receive whatever I left for them, amid their grief.


It is very important to find out everything that you can do. Just like the Will Writing, my colleague, by being skeptical and refusing to find out more, her family may eventually suffered because of it.


My friend has been traveling to her work place for the past 1 year by taking a bus to MRT station, take the train and change another bus, spending almost 1 hour every day just to travel to work, and another 1 hour to return home. Until one day she met another friend, who was so surprised and told her there was a direct bus from her house to her workplace, where the bus-stop was on another road behind her office building, which the journey takes only about half an hour!


My friend has been spending extra money, extra 1 hour traveling time everyday for the past one year, just because she did not find out all the possible traveling route to her office.


Don't be like my friend!!

Find Out Everything That You Can Do!

Dreams unleashed,


Albert Lee
Success University Student

Be A Student Not A Disciple!

This afternoon, I noticed that my colleague has some dandruff on her hair. She told me her mother has strongly recommended a new brand of shampoo to her, which she tried. But her scalp was irritated when she used the shampoo, and those dandruff are the "after-effect".


Then she told me something that I find it very meaningful. She said that, now she realized that something that works very well with a person does not necessarily means that it will works well with another person!


This is the same for Personal Development. There are many motivational speakers on this planet earth and each has their different teachings and courses. One that works very well for a person might not be useful for another person.


To quote Jim Rohn,

You must be a student, not a disciple. You come here to learn, not to follow instructions. You have to analyze and understand what he said, if it make sense to you, use it. If it is not, find something else that make sense!

I have paraphrase his words but the meaning is the same. Find out all the methods available and choose those that make the most sense to you and start practicing them.

It is always better to find out all that you can do instead of wasting many years before you realize that there are faster, easier and more effective ways of doing the same thing.



Dreams unleashed,


Albert Lee
Success University Student

You Have To Let Go!

I remembered a story I have read about a method used for catching monkeys.


The method is pretty simple. The captor find a coconut, drill a small hole just big enough for the monkey's hand to squeeze through, empty the content and put some nuts inside. Then they leave a trail of nuts on the ground leading to the coconut.


So when a monkey found its way to the coconut, put its hand into the hole and grab a handful of the nuts, it realised that it cannot pull out its hand. So it started yelling and screaming, and the captor upon hearing, come over and capture it.


If the monkey just open its fist and let go of the nuts, it can easily pull out its hand, and regain its freedom. But by refusing to let go of what it is having, it lost its freedom.


There are many people around us that are in the same situation. They have a job, a house and a car. Although they hate their job, they still go to work everyday so that they can maintain their house and car and current lifestyle. They have big dreams, but to pursue these dreams, they have to risk losing what they are having now, and so they grab on to what they already have, not willing to risk losing them, and as a result, ended up losing their freedom.


Do not get trapped in the rat race. If you hate your job, if you want to have your dream house, your desire lifestyle, then you have to let go before you can received.



Dreams unleashed,


Albert Lee
Success University Student

Are Your Beliefs Limiting Or Empowering You?

Recently somebody asked me about Adam Khoo's book "Secrets of Self Made Millionaire", and I told him I have read it twice and it is worth many times the price of the book itself, and if you practice what he teaches inside, the book is priceless.


Unexpectedly, my friend said to me, "You must have not practice what you preached else you should be a Millionaire by now!!".. I was totally taken aback by his comment. If I am the Albert 5 years ago, I would become defensive and started to find all kind of excuses, but after all these years, I have learned to be honest with myself, and my friends, and so I replied,


"Yes, I did not put what he teaches in the book into practice. Just like a classroom of 30 students, after graduation, some becomes very successful, some remains the same and some got worse. Same teachings, different results. Reasons? The students themselves. I guess I did not fare very well"


Now slowly but surely, I am improving as a person, and I have tidy up my messy finance and it is getting better every day. I have no doubt that I will become a self-made millionaire in the years to come, but while I am sharing my self development journey in this journal.. I would also hope that all my readers can benefit from all the articles I posted and become more successful.


So extracted below is yet another article from Adam Khoo on Limiting Beliefs, do give your comments!


Cheers!

Like it or not, our beliefs play a big role in determining the quality of our lives.

If you believe that math is tough, there is someone out there who believes it is easy. If you believe that it is easy to make a million dollars, there is someone out there who believes it is impossible. If you believe that times are tough, there is always somebody out there who believes it is a great time to make money!

At this time, many people would argue,

But what if the beliefs I have are really true?

What if I am really not good at selling?

What if it the economy is really down and going to stay down?

What if there are really no opportunities around?

What if it cannot be done? What if I don't have what it takes?

What you must understand is that the beliefs you have are never absolutely true. Beliefs are not proven facts. They are nothing but perceptions, opinions, generalizations we make about the world around us.

For every belief you hold, no matter how much you think it is true, there is always somebody out there with a totally opposite belief. And to them, their belief is as valid as yours is to you.

The following example illustrates how one person has the power to change the belief of others.


Breaking the Beliefs of the World

For hundreds of years, runners had never been able to run one mile in less than four minutes. Many had attempted this feat but had fallen short.

As a result, it was generally believed, and supposedly backed up as fact by the medical community, that it was not possible for a human being to run that fast!

All these changed in 1954, when defying all conventions, all it took was for a single person to break these facts and records.

Roger Bannister, a postgraduate student from Oxford University set a goal to be the first to break this 'impossible record'. The fact was that he was nowhere near being the best runner of his time. There were many other runners better than he.

But this didn't deter Roger. Besides physical training, he engaged in a lot of mental training. He kept visualizing himself breaking the four-minute time barrier.

Then, on May 6, 1954, Roger Bannister stunned the world by running the mile in three minutes and 54 seconds. That was not the most amazing thing.

What was truly amazing was that, within a year, 37 other runners had broken his record. Within the next three years, over 300 runners had repeated the same feat.

For so long, nobody came close to Roger Bannister's record. The minute an 'ordinary' person achieved the feat, it led to many others achieving it too.

This proves that what holds people back in tapping their fullest potential and achieving their goals is not a lack of capability, but a lack of strong empowering beliefs.

Beliefs are never absolutely true, but it becomes totally true for the person who believes in it! This is simply because whatever we believe becomes our reality.

The essence is for us to constantly challenge ourselves by examining the effects of our beliefs, and finally to adopt empowering beliefs that will lead us to success.


To Your Success,

Adam Khoo
www.SuccessWithNLP.com

Dreams unleashed,


Albert Lee
Success University Student

Definition of Assets - Why It can Make or Break Your Life!

All these years, I have come across all sort of definitions for asset. There is one definition which I find to be the most straightforward, simple and yet making the most financial sense. This definition is by Robert Kiyosaki, where he said,

Asset puts money into your pocket!

Yes, it is that simple! And the opposite of asset is liability. Now I guess all of you would have guess the definition of liability.

Liability takes money out of your pocket!

So how can a definition break or make your life?

So let's look at 2 things most people believed to be their highest asset value and discuss.


1. Owning a Car
Is Car an asset or liability? By now most people would have understand that car is a liability. Why? The moment you bought your car, its value dropped by 30%. Then you have to pay for the petrol, parking, insurance and your loans. So every month it is taking money out of your pocket, sucking you dry!!


So that means car is a liability? My answer is, it depends!!


If you bought a car and rent it out, the monthly cost of owning the car (including insurance, road tax, installment) is less than the rental you received, then the car will become an asset to you!


Remember, asset puts money into your pocket!!


2. Owning a property
Now, most people would have said property is definitely an asset. The bankers said so. The financial advisers said so! It is even a measurement of a person's wealth!

My answer? It depends!!!

If you bought a house and you stay inside with your family, every month paying mortgage loan, and property tax, utility bills, etc.. this house is taking money out of your pocket!! Yes, the price of house can appreciate over time, but it can depreciate too. The only certainty is, it is taking money out of your pocket every month. It is not producing income for you!


But if you bought a house and you rent it out, and you received the rental higher than what you paying to own the house, then the house becomes an asset. It does not matter whether the value of the house goes up or down, it is bringing income for you every month.


Now it is important that you must understand whether you are owning an asset or liability. If you spend 50% of your paycheck on your house (which is suppose to be your biggest asset!), then you would have realized you do not have any more spare cash for money generating investments. Your biggest "asset" is eating you slowly.


If you own a house that is generating you income, it does not matter if the values of the house drop, since you are still receiving the rental income. But when it rises, you can sell it off anytime to reap in the profit, since you are not staying inside!!


With this simple definition, and proper buying of assets and avoiding liabilities, your life will change.


Do leave your comments!


Cheers!!


Dreams unleashed,

Albert Lee
Success University Student

Instant Gratification Versus Delay Gratification

One of the biggest reason why most people are not wealthy, even with all the personal development study and knowledge is because, they cannot get pass the Instant Gratification hurdle.


It is really very difficult.


I mean.. it is really not that much to spend just $150 on spa and massage, especially after we have been working so hard for the past one week, and we really deserved that 1 week holiday at the end of the year, which we paid with our year end bonus, so it was not really out of pocket money, wasn't it?


Our parents will love the $7000 massage chair we bought for them to enjoy! And of course we must upgrade our car to a bigger one since we got a promotion, and now with 2 kids on the block, the house seems to be too small and we have to move to a bigger house!


And so on.. and so forth...


Most people spends on things that give them Instant Gratification, they feel good there and then. So they are left with very little for investment, 10 years down the road, they are still the same, with perhaps higher loan to service since their cars and houses got bigger!


On the other hand, Wealthy People practice Delay Gratification.


They rather "suffer" for the initial years so that they can reap the huge benefits later on in life.


For example, instead of buying a car, they choose to take public transport. Instead of eating in restaurants, they take hawker foods. Instead of going on holiday, they take up a part time job. After deducting the amount required for Necessity and day to day living expenses, they invest the extra money to purchase assets that generate them income, which they reinvest and purchase even more assets.


Only until their assets have grow to the stage where they are generating steady streams of income, then will these people use the income to enjoy those "luxuries", therefore the term Delay Gratification.


As a result of Instant Gratification, most people are trapped in the Rat Race. They enjoy for the initial 10 years, but they depends so much on their paycheck to pay for all their loans and expenses that they cannot afford to loss their job. And they cannot afford the real luxury since they are limited by their paycheck amount.


The wealthy choose to "suffer" for the early few years, until they have build an asset portfolio that can generate such incomes that allows them to enjoy luxury where the others can only dream of. They do not need to rely on a single paycheck anymore. They do not even need any paycheck!!


We all know about this reasoning, but most people cannot give up the lifestyle they have been enjoying.

Therefore,

If you really wanted to achieve the wealthy lifestyle you desire, you have to overcome the instant gratification mentality

P.S. I will talk about why the definition of assets can prevent a person from becoming wealthy in my next article.



Dreams unleashed,

Albert Lee
Success University Student

What Is Financial Freedom?

This is actually a continuation from my previous article on "How Rich Are You".

My definition of Financial Freedom is simple.

The passive income generated from your assets is bigger than your expenses.

What does this really means?

It means that even if you do not work today, go for 3 months holiday, there are still income coming in from your assets that can covers all your expenses, and still have surplus. You net worth continue to increase even if you are not working.

So to achieve Financial Freedom, it is actually very very simple. Ju