About Me

What I am going to reveal below are some very private information about myself. In fact, I have struggle a while whether to.. say it all. But I believe only if i am able to face my past folly and openly acknowledge my mistakes, will I be able to improve myself and learned from my mistakes.

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Since young, I have been aimless in life and living by the day. I have always ask myself, “Why am I born in to this world?” But I cannot find an answer to this question, and so I just continue with my aimless life and waste my days away..

Immediately after I got my first job in year 2001, I went on a luxurious life style, living beyond my means. I started speculating in shares, trading contra without any proper knowledge in trading. Worse.. I started online gambling as well. I keep trying new formula in gambling, trying to outsmart the system.. well to make a long story short.. I ended up heavily in debts..

But I did not really learned my lesson.. partly because I am using my credit cards to pay for most of my expenses, and by paying minimum monthly repayment, I can keep rolling over my debts.. and when I need more cash, i sign up more credit cards.. so I did not feel the pain, yet!

In year 2004, I went into sales and bought myself a blue Chevrolet Aveo! Even though my job paid me car allowance.. it was never enough to cover the monthly car expenses.. my cash flow has gone way negative.. but instead of controlling my cash flow, I continued to go clubbing and indulged in luxurious lifestyle…

At one point I had 10 credit cards and credit lines all maxed out!

When I was no longer able to pay the minimum monthly payment for my credit cards and car installment, I started to panic! All of a sudden.. everything came tumbling down.. I realized that I am destroying my life.. if I have not already destroyed it..

It was very difficult at first to accept that I have ruined my life.. My self esteem have dropped to rock bottom, and I don’t dare to talk about my financial situation.

I canceled all my insurance policies so I can get some money back, I rented out my car and I stayed home everyday after work.. Life was tough.. but I have managed to get my cash flow to break even.

I felt angry at myself at that time.. I always believed that I am special, I am someone who can achieve great things in life, and it felt.. terrible.. to finally accepted that I have messed up my life…

Since then, I have been looking for answers and solutions. I started reading on self help books and listening to personal development cds borrowed from friends. The more I read on personal development books and listening to their audio programs, the more I started to understand the fundamentals of a successful life.

One of the person who influenced me the most is Jim Rohn. I have borrowed his “Fundamental of Exceptional Living” from a friend, and it was after listening to these cds over and over again that I started to see a light at the end of the tunnel … I felt that as long as I have a plan, and adopt the correct philosophy, I can too have an Exceptional Living! It is Jim who started me on my personal development journey

Today, I have a clear goal in life, a loving and understanding girlfriend, parents who love me unconditionally, I am embarking on a new journey to living an Exceptional Life. And I hope to share my journey with all of you..

If you like my blog, please spread the words and share with all your friends who believe in pursuing an Exceptional Life!  Cheers! =D