Personal Development: My Journey To Living An Exceptional Life

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Wednesday, February 28, 2007

Do You have the Millionaire Mindset?

For the past few days everybody is talking about the Chinese New Year $10 Millions ToTo Draw (ToTo is a lottery game in Singapore) which is going to draw its winner(s) on coming friday!


When I chat with my friends, we realised that every week there is a new millionaire from our lottery games, and every 4 weeks there is a new $2 million winner from our Big Sweep. Which means every year we have at least 65 new milllionaires created from lotteries!!


But a report recently shows that, more than 90% of all the lottery winners of more than $1 million has lost all their winnings within 3 years, and some have even incurred heavy debts!


Sad to say, it is not surprising to see this kind of figures.


Most people will spend their winnings on tours, cars, jewellery and expensive lifestyle. Their only financial planning is to save the money in their bank, which they keep withdrawing out to pay for their new lifestyle.


With $1 million, it will be sufficient to last them for at least a few years, before they spent every single cent of it (If they do not gamble away everything in casino). But as they are used to the luxurious lifestyle, they will start to borrow from banks and others until they are heavily in debts.


What they lack of is the Millionaire Mindset.


Simply put, Millionaire Mindset is the way the Rich and Successful people think.


A person with Millionaire Mindset will plan their finances. They have specific goals with plans to achieve them. They know where and how to spend their money, how to make their money grows over time. They invest their money and spend the remaining amount, while most people spend their money and invest the remaining (if they invest anything at all)


If a person does not have the Millionaire Mindset, you can give him $10 millions and he will still ends up squandering every single cent of it.


Therefore, do study and prepare yourself to make sure you have the correct mindset, so that if you strike the lottery, you can reap the most benefits out of it!


Cheers!!


Dreams unleashed,

Albert Lee
Success University Student

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Saturday, February 24, 2007

One Task A Day

When I just started planning my daily tasks in the early days, I always write down at least 10 or more things to be completed by the end of the day. At the end of the day, there are always quite a number of things on the list not completed, and I have to let them rollover to the next day.


Everyday I would add new things to the list, and the list became so long that I just got tired simply looking at it. There were so many uncompleted things, and it was so demoralizing at the end of each day and eventually i threw away the whole list.


Now I will keep the list very short. As it is a list on daily tasks, I will make sure the things i wrote down can be completed within 1-2 hrs. After I threw away the old list, I started a One Task A Day List. Yes, I only list down the most important and urgent task that i need to do for that day. 1 task only, and I must be able to complete it within 1-2 hr. Once I started this routine, it changes everything!!


At the end of the day, it feels GREAT to strike off that single task off my list, and I have this sense of achievement as I have cleared my List!! (Although it only has 1 task on it)


Amazingly, with this method, I completed more things within a month than what i have done for the past one year!! Every month I completed 30 tasks and imagine how much I can do in a year!!?? Just One Task A Day!!


Now some days I will have 2 or 3 tasks as I know I can complete all of them! And I always refer to the list, and make sure no tasks get rollover to the next day, unless due to unforeseen circumstances. And most importantly, I no longer hate looking at my daily task list!!


If you have problem clearing your task list everyday, or you have already developed the phobia of looking at it, try ONE TASK A DAY LIST. You will be amazed.


Dreams unleashed,

Albert Lee
Success University Student

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Thursday, February 22, 2007

We All Need A Guardian Angel!

This morning when I was going down the escalator, it was jammed with people and I have to stand patiently waiting for the escalator to reach the bottom before I was able to step out. There was this gentleman in his 30s standing side by side with another lady on his left, blocking everyone behind.


Usually when we use the escalator, there was an unwritten rule that we will stand on the left and vacate the right side for people rushing for time to walk down the escalator. But it just takes 2 person to stop the flow and jammed up the whole place.


When I said 2 person, I am not referring to the lady on the left. I am referring to the lady who stood behind the gentleman. More often than not, whenever there is a person standing on the right, if the person behind politely ask him to give way, he will oblige. But if the person behind decided to remain silent, there is nothing the rest of the people behind can do!!


Many times, we are like the gentleman in front, standing on the wrong side without knowing we have caused a jam. But we just need a gentle reminder from our friends, loved ones or mentor to steer us back to the correct side. I call these friends our Guardian Angels.


We all need a Guardian Angel, someone behind that watch over us, making sure we are always standing on the correct side.


So do you know who is your Guardian Angel?


Dreams unleashed,

Albert Lee
Success University Student

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Wednesday, February 21, 2007

Against All Odds!

There are times when we are doing things that as if the whole world is against us. It is either we persist on or we give in to the pressure. The amount of pressure is so huge that sometimes we got crashed beneath, no matter how hard we fought.

This movie trailer of "300" is an inspiration, a source of strength we can tag on to persist on our quest to pursue our dreams.

Enjoy and get inspired.





Dreams unleashed,

Albert Lee
Success University Student

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Sunday, February 18, 2007

The Direction of This Blog

Today while I am fine tuning the template and re-assigning the labels to my previous articles, I read my very first entry, the reasons for setting up this blog and realized that with the passing of time, I have deviated from my original intends of setting up this blog.


Now the reason for this Blog is to share the Personal Development Knowledge I have accumulated over the years, as well as sharing those great personal development articles whenever I come across one of them.


This Blog is like a journal, as I am still learning to become a better person, I like to pen down this journey, and share the experience and the obstacles along the path.


Success University is still one of the major topics in this blog. As it is one of the best MLM program that focus on Personal Development, I found a lot of great ideas and articles that I can share with you.


Lastly, today is the 1st day of Chinese Lunar New Year, let me take this opportunity to wish everyone,

HAPPY LUNAR NEW YEAR!


May you found the strength and desire to pursue all your dreams and most importantly, achieve every single one of them.


Cheers!


Dreams unleashed,

Albert Lee
Success University Student

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Friday, February 16, 2007

The Top 3 Ways to Overcome Procastination!

Wow... time flies! Its has been so many days since i last posted. I am still making some background changes, but meanwhile i am busy preparing for Chinese New Year and spending time with the girl of my dream.

So please pardon me as I spend more time with my family and loved ones for the next few days ya! But still, I would like to share the article below on Procastination with everyone.

Happy Chinese New Year!!

Cheers!!!

P.S. I still can't help it but go back and watch the huggies video one more time! This is the link if you missed it. http://internetsuccessjournal.com/2007/02/dont-worry-be-happy.html


Below is the excerpt from Week 24 of the Success University Weekly Success Plan!


Hi there, Chris Widener here.

The Top 3 Time Wasters and the Top 3 Ways to Overcome Procrastination

I want to take my space this week to talk about what I believe are the top three time wasters and the top three ways to overcome procrastination. Some of these time wasters will be those you find at work and some at home. These are the things that I have found to be almost universal. So, let's take a look:

The Top Three Time Wasters:

1. Television. Yes, the old one-eyed monster. Now, before you write this off, saying, "Chris, I just don't watch much TV," let me have you do a short exercise. Think about how much TV you watch. Go through each day, from Sunday to Saturday. For example: Sunday (one hour on Meet the Press, 3 hours for football). Monday (Half hour morning show, one hour news, half hour sitcom), etc. Add it up. Be honest! Do you know what I found was the average amount of television watched per week in rooms full of "busy professional people who didn't watch much TV?" 20 Hours!

Now think about this. That is 1,000 hours a year or 25 full work weeks! What could you accomplish if you had an extra 25 work weeks a year?

So, how can you overcome this time waster? Here are a few
ideas:

Get rid of the TV. Yes, that is exactly what I said. I did just that on January 1st, 1989, and have never looked back.
When people ask me how I get so much done I simply tell them that I have 1,000 hours a year more than they do!

At the very least, cut back on your TV viewing. Be proactive and take control of how much you watch. Budget your time.
Cut some shows out (believe me, most shows can be cut out and your life won't suffer!).

2. Telephone calls. The phone is what I call the "great interrupter". There is this very weird, almost magical effect that a ringing phone has: Like pre-programmed zombies, we "must" answer it. Try something the next time you have someone in your office and the phone rings. Just keep talking as though you don't hear it. Watch the person you are with nervously look over at the phone and then back at you before finally asking, "Do you want to answer that?"
Even though it would take away from them, they expect you to answer the phone!

The fact is that you do not have to answer a ringing phone.
Especially in this day and age of voice mail, you can let the phone ring through and schedule a time at regular intervals to return important calls (one side benefit is you will be amazed at how much time you save by not having to work your way off the phone with unsolicited sales calls).

How can you avoid wasting time on the phone? Here are a few
ideas:

Don't always answer it. 'Nough said.

Schedule your calls into time frames. Make all of your calls during regularly scheduled times. This will keep you from "spur of the moment" calls that distract you.

Know before you call what you want to talk about, talk about it, and then get off the phone. When you call someone, say, "Hi there, I wanted to talk to you about XYZ." Then talk about it. When you are done, say, "Well, I know you are busy and I have some things to get done too, so I'll let you go."
Bingo - you're off the phone!

3. Email. Email is the new phone. Except much worse. Why? A few reasons. Some of it is spam, but the main reason is because people can't type as fast as they can talk. Many times when someone writes me an email that I know will take a long response, I either call them or write an email that says, "Call me. It would be better to talk about this."

Another reason is just the volume of email we get. And the forwarded jokes from your aunt in Omaha. Just sorting through this takes time. (By the way, the best way to get off of Aunt Margaret's email list is to politely ask. Just tell her that you are trying to cut down on email and ask if she will take you off the list. It works! I did it with my own mother and she still talks to me!)

Some ideas for cutting out email time wasting:

Schedule email reading and responding. Depending on how much you get each day, maybe you do it once per day, maybe three times. You don't have to jump every time the inbox chimes!

Be ruthless about what is important. Not everything is.
Delete it and move on. Especially delete anything from Aunt Margaret that says, "Fw: Very funny - you will love this!"

The Top Three Ways to Overcome Procrastination:

1. Overcome your fear. Jim made a great point about fear. He is right. Much procrastination is because we fear things. A lot in life can be accomplished as we dig deep into who we are and what drives us. Do you have fears that cause you to procrastinate? Do some internal work and find out what you are really afraid of. Then face that fear. Get some help from a coach or counselor if you need it.

2. Get motivated. Motivation is something we have to work at. Read books, listen to tapes, go to seminars, and hang out with exciting people. Do whatever you can to stay motivated. It is much easier to get down to business when you are motivated than when you aren't.

3. Just start. Just begin doing what you said you need to do. Tell yourself you are going to just do 10 minutes. Then you'll quit. What happens though, is that you don't quit.
Much of the problem with procrastination is just starting.
So, just start!

Hope these ideas help you this week in getting over procrastination and in avoiding the big three time wasters!

Questions for Reflection:

Q. What are your major time wasters? Why?

Q. Are your time wasters usually of the "urgent" kind or the pleasurable nature?

Q. Of the urgent kind, which come up most often? What about the pleasurable kind?

Q. What is the major reason you procrastinate? What can you do to overcome it?

Q. Of the three best ways to overcome procrastination, which works best for you? Is there a better way that works for you? What is it?

Action Points

1. List the ways you waste time, in the greatest to least order for the problems they pose for you. Spend some time this week being specifically aware of these and do what you can to say "no" to them, focusing instead on your priorities.

2. Take some time to look forward at upcoming things due and work a little on them so they do not become urgent later on.
As you do, work as little as possible on those things that are telling you they are urgent now. This will begin the process of eliminating the "urgent" from your life and moving you to the important.

3. Spend some time this week working against the "pleasurable" that you spend time on instead of your priorities. Specifically turn away from them in an act of discipline.

4. Take specific action this week to watch less television and spend that time on other important things around the house.

5. Work on how well you handle phone and email time. These are major time wasters, so get a hold of them!

See you next week!

Chris Widener



Dreams unleashed,

Albert Lee
Success University Student

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Click here to access Success University, one of the best online mlm program that focus on Personal Development.

You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Monday, February 12, 2007

Testing Out New Template!

All along, I have been using ftp to my domain for publishing. Today when I tried to add in the labels at the sidebar, I realized I do not know the html codes for it. And when I search the google and help section, it all only talks about Widget, customizing using drag and drop, etc...


And i found out that by using ftp, I could not use the new customizing feature! Therefore I decide to change the setting, try out the new template. Therefore for the next few days if you see some funny items on my blogs, that is just me testing out new things.


Cheers!



Dreams unleashed,

Albert Lee
Success University Student

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Click here to access Success University, one of the best online mlm program that focus on Personal Development.

You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Saturday, February 10, 2007

The 90/10 Principle!


Hi, excerpted below is the article 90/10 Principle by Stephen Covey. Enjoy.


*************************************************


Author: Stephen Covey

Discover the 90/10 Principle.

It will change your life (at least the way you react to situations).

What is this principle? 10% of life is made up of what happens to you. 90% of life is decided by how you react.

What does this mean? We really have no control over 10% of what happens to us.

We cannot stop the car from breaking down. The plane will be late arriving, which throws our whole schedule off. A driver may cut us off in traffic.

We have no control over this 10%. The other 90% is different. You determine the other 90%.
How? ……….By your reaction.

You cannot control a red light. but you can control your reaction. Don't let people fool you; YOU can control how you react.

Let's use an example.

You are eating breakfast with your family. Your daughter knocks over a cup of coffee onto your business shirt. You have no control over what just happened.

What happens next will be determined by how you react.

You curse.

You harshly scold your daughter for knocking the cup over. She breaks down in tears. After scolding her, you turn to your spouse and criticize her for placing the cup too close to the edge of the table. A short verbal battle follows. You storm upstairs and change your shirt. Back downstairs, you find your daughter has been too busy crying to finish breakfast and get ready for school. She misses the bus.

Your spouse must leave immediately for work. You rush to the car and drive your daughter to school. Because you are late, you drive 40 miles an hour in a 30 mph speed limit.

After a 15-minute delay and throwing $60 traffic fine away, you arrive at school. Your daughter runs into the building without saying goodbye. After arriving at the office 20 minutes late, you find you forgot your briefcase. Your day has started terrible. As it continues, it seems to get worse and worse. You look forward to coming home.

When you arrive home, you find small wedge in your relationship with your spouse and daughter.

Why? …. Because of how you reacted in the morning.

Why did you have a bad day?

A) Did the coffee cause it?

B) Did your daughter cause it?

C) Did the policeman cause it?

D) Did you cause it?

The answer is “D".

You had no control over what happened with the coffee. How you reacted in those 5 seconds is what caused your bad day.

Here is what could have and should have happened.

Coffee splashes over you. Your daughter is about to cry. You gently say, "Its ok honey, you just need to be more careful next time". Grabbing a towel you rush upstairs. After grabbing a new shirt and your briefcase, you come back down in time to look through the window and see your child getting on the bus. She turns and waves. You arrive 5 minutes early and cheerfully greet the staff. Your boss comments on how good the day you are having.

Notice the difference?

Two different scenarios. Both started the same. Both ended different.

Why?

Because of how you REACTED.

You really do not have any control over 10% of what happens. The other 90% was determined by your reaction.

Here are some ways to apply the 90/10 principle. If someone says something negative about you, don't be a sponge. Let the attack roll off like water on glass. You don't have to let the negative comment affect you!

React properly and it will not ruin your day. A wrong reaction could result in losing a friend, being fired, getting stressed out etc.

How do you react if someone cuts you off in traffic? Do you lose your temper? Pound on the steering wheel? A friend of mine had the steering wheel fall off) Do you curse? Does your blood pressure skyrocket? Do you try and bump them?

WHO CARES if you arrive ten seconds later at work? Why let the cars ruin your drive?

Remember the 90/10 principle, and do not worry about it.

You are told you lost your job.

Why lose sleep and get irritated? It will work out. Use your worrying energy and time into finding another job.

The plane is late; it is going to mangle your schedule for the day. Why take outpour frustration on the flight attendant? She has no control over what is going on.

Use your time to study, get to know the other passenger. Why get stressed out? It will just make things worse.

Now you know the 90-10 principle. Apply it and you will be amazed at the results. You will lose nothing if you try it. The 90-10 principle is incredible. Very few know and apply this principle.

The result?

Millions of people are suffering from undeserved stress, trials, problems and heartache. We all must understand and apply the 90/10 principle.

It CAN change your life!!!

Enjoy….


*************************************************


Dreams unleashed,

Albert Lee
Success University Student

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You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Friday, February 09, 2007

You Decide Your mood!

Again I watched the Huggies short video, and again it makes me smile without fail!

This reminds me of the 90/10 Principle written by Stephen Covey. ( I will find the original article to post here later) In simple words,

10% of life is made up of what happens to you, and 90% is how you react.

Just like the baby in the Huggies video, no matter what happened, he is always SMILING!!

Remember it is not the Boss, it is not the box, neither is it the person who tow the car, or the dropping of keys that decide whether you are angry, frustrated, sad, WHATEVER!! It is YOU yourself that decide what you wanted to feel!

You have no control over what happens to you, but you can always control how you going to react!!

So no matter what happens, CHOOSE TO BE HAPPY!


Dreams unleashed,

Albert Lee
Success University Student

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Click here to access Success University, one of the best online mlm program that focus on Personal Development.

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Tuesday, February 06, 2007

Don't Worry, Be Happy!!

Today I just like to share this video! Enjoy!



Dreams unleashed,

Albert Lee
Success University Student

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Click here to access Success University, one of the best online mlm program that focus on Personal Development.

You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Sunday, February 04, 2007

How Do You Manage Your Time?

Below is an excerpt from Week 22 of the Success University Weekly Success Plan. With proper Time Management, you can achieved much more things and spend more times with your loved ones.


***************************************************

The Myth of What We Manage by Chris Widener


Perhaps it is merely semantics, but an underlying problem I find that people have as it relates to the success in their life lies in a proper understanding of what exactly it is they manage. Think about it. We have time management (in fact, I present a seminar on this very topic, some of which is excerpted below), and financial management, and relational management, weight management, career management and many, many more.


The fact is though, that we don't manage any of those things. What we do manage is ourselves, and how we relate to those things. We don't manage time. Time clicks by, second by second, whether we do anything or not. What we do is manage ourselves, and our activities, as the time passes. We make choices as to what we will do and be involved in. The problem as well as the solution lies not with time, but with us.


So as we live our lives and pursue success, one of the keys to grab onto is the idea that the most important thing we can manage isn't a thing at all - it is ourselves!


How then can we manage ourselves? Here are some thoughts.


Make sure that the above is firmly engrained in your thinking: I only manage myself. I can choose how I will act and react in every situation. Dwight D. Eisenhower said, "The history of free men is not written by chance, but by choice, their choice."


Know your priorities. Do you know from top to bottom what your priorities are? Have you decided what the top ten things are that you want to spend your time on? How about with your money? Only after you know these things can you properly manage yourself into choosing to live in line with your priorities.


Learn to say "no" with a smile on your face. Here is where most of us fail. We do not choose to say "no" to those things that are not a matter of priority (the reason "why" is another article and probably a few counseling sessions at that!). Someone calls us up and asks us to do something for them (usually because they haven't managed themselves and would like our help picking up the pieces) and we say "Uh, I guess so." Then what? We usually kick ourselves for the rest of the day. "Why did I ever say yes?" Instead, practice this, "Gee, I am really sorry but I am not going to be able to be involved this time. I am sure you will be able to find somebody though." Go ahead and try it right now. Weird, isn't it? That is because we don't say it very often.


Schedule your priorities into your schedule, budget or whatever structure governs that particular area of your life. For example, do you have a financial budget that you yourself set? Then do you first and foremost allocate your money in that way, say at the beginning of the month? If you do, you will eliminate even the opportunity to blow your money on impulse decisions and expenses because your money has already been committed to the priorities of your own choosing. The same principles apply to your management of time.


Remember, one of the greatest gifts God gave us is the ability to choose. And we can choose to manage ourselves appropriately according to our priorities. As we do, we will find ourselves feeling less and less of the personal pain and frustration we sometimes feel when we are out of control and not managing ourselves based on our priorities.


***************************************************


Dreams unleashed,

Albert Lee
Success University Student

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You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Saturday, February 03, 2007

The Silent Killer!

Do you know that we are all controlled by our subconscious? How we behave, how we react are all determined by our subconscious, I will give you an example.


Do you have a friend who is very afraid of dogs? He can be a fearless person that will risk his life dashing into a burning building to save people, but when he is near a cute little harmless doggy, he simply freak out. The reason is, when he was a little boy, he was chased and bitten by a dog. Since that day, he will be too scare to be near a dog, even though he knows that it is harmless and cute.


Subconscious is 1000 times more powerful than your conscious mind. Like the man in the example above, he knows the doggy is cute and harmless, but he just cannot bring himself near to it without breaking into cold sweat.

* Do not ask me why it is 1000 times stronger, there are books that said 700 times and different numbers. I used 1000 times because I feel that it is that powerful. Just know that it is many many times more powerful than your conscious mind *


But the good news is, we can program our subconscious mind so that it affects us positively. Our subconscious mind cannot tell the difference between RIGHT from WRONG. It is just like a garden, whatever seeds you plant, it will gives you the fruits.


The bad news is, we are constantly feeding our subconscious mind with the wrong message everyday without us realizing it. And it is killing us slowly and silently!!


Try and recall, what do you always speak and repeat everyday? Did they coincide with your current situation? Spooky right?


I would suggest you make a conscious effort to change them to positive message. Instead of saying, "What a lousy day!", try saying "What a beautiful day!". Instead of saying "Why am I so stupid!", try saying "I can be more clever", Instead of "I can't do it!", how about "I CAN do it!".


Try it, you will be pleasantly surprised!


Lastly, your subconscious mind cannot tell the difference between RIGHT from WRONG. Therefore, do not use negative words!! For example, "I do not want to be STUPID", your subconscious mind will only pick up the word "STUPID" and you will end up err... So use positive words like, "I want to be CLEVER!" so you will feed your subconscious mind with Clever Clever Clever!


Cheers!!


Dreams unleashed,

Albert Lee
Success University Student

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Click here to access Success University, one of the best online mlm program that focus on Personal Development.

You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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Friday, February 02, 2007

Kill Your Business by Asking the Wrong Person for Advice!

Earlier this evening, my cousin called up my brother and asked for his advices on her business. She has a business and she intended to advertise it on internet and she is thinking of using affiliate method to do it.


My brother is very helpful and provided a lot of advices, telling her that her business model is not suitable to advertise on internet, and she will be better off doing it off-line, etc..


So far so good.. but the only problem here is, my brother knows next to nothing about internet marketing. He is in sales, and he knows a great deal on how to sell off-line. But when come to internet marketing, affiliate programs, PPC, co-registration, blog, forum marketing just to name a few.. he knows nothing about these.


So very naturally he told my cousin that it will be better for her to advertise off-line. Because that is what he is familiar with and have the experience. In fact, when I heard about those answers he gave to my cousins on internet marketing, I keep shaking my head, he totally does not get it.. Worse.. he is teaching my cousin as though he is an expert on it!!


We are all very helpful, especially when it comes to giving our opinions. Even if we are not the expert in the area, we still try our best to advice the person who asked.


For example, if you wanted to invest in property, who should you ask for advice? A property consultant! You can tell me this is common sense, everybody knows it. But you will be surprised that 90% of the people out there investing in property seek advices from their parents, relatives and close friends who knows nothing about property investment!!! Just look my cousin... she asks my brother for advices!!


Asking the correct questions to the wrong person is equivalent to disaster!


Ask and you shall receive. This is a universal law. You WILL receive if you ask for it. But be very careful who you ask from, and how you ask it. I will touch on Subconscious on my next blog entry, it is 1000 times more powerful than our conscious mind, and it gives you whatever you ask from it. YES, it gives you whatever you ask from it!! But beware.. it does not tell the difference between RIGHT from WRONG.


So my friend, remember to ask the correct person whenever you need to seek advices!



Dreams unleashed,

Albert Lee
Success University Student

--------------------------------------------------------------
Click here to access Success University, one of the best online mlm program that focus on Personal Development.

You can subscribe to the FREE Success University weekly newsletter "First Bell" here.
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